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FHA Loans
An FHA loan could be your key to homeownership — with low down payment options, flexible credit requirements, and support designed for first-time buyers.
FHA loans are government-backed mortgages insured by the Federal Housing Administration. They’re a popular choice for first-time homebuyers thanks to their more flexible credit and income requirements. With a minimum credit score of 580, buyers can qualify with as little as 3.5% down on a 1–4 unit property. Like all government loan programs, FHA loans are strictly for owner-occupied homes, meaning the buyer must intend to live in the property as their primary residence.
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